We’ve all found ourselves in challenging situations.

We’ve either been struggling financially and needed a helping hand or we’ve been in need of a major purchase that we couldn’t afford.

In instances such as these, people usually rely on friends and family. It’s the first place they turn because these are people you know and trust. These are people who have helped you in the past when you’ve been in a difficult situation. These are people you know you can rely on. Continue reading Do You Need a Personal Loan?

Do you have an emergency fund? If your answer is no, you are in the majority.

Did you know that 62% of Americans can’t cover unexpected expenses? They haven’t taken the necessary steps to prepare for an unplanned financial situation.

In fact, what’s even more disconcerting is that approximately 82% keep a budget for these sorts of situations, but it’s mostly prepared in their heads or on paper. So, while everyone knows it’s important to protect yourself in an emergency situation, they aren’t ready for one, financially.
This stresses the importance of an emergency fund. This should be money you are setting aside each month for unexpected expenses that may come up in life. Continue reading Unplanned, Unexpected and Unforeseen

We all have our own passions in life, whether it’s filmmaking, photography, painting, or some other form of creative expression. There are a few of us, however, that take attempt to turn our hobbies into careers.

If you are into photography, for instance, you have likely maxed yourself out with using your iPhone. It’s a great tool, but there is always an instinctive need for more. Continue reading Follow Your Photography Dreams

If you are getting married, you are likely over the moon!

There is no reason why you should come down from your excitement, but unfortunately, life and its responsibilities do that for you anyway.

We all know how expensive planning a wedding can be. There will come a moment in time when the numbers will continuously rise. In some sense, a wedding is a production in and of itself, but like anything else, if you’re smart and strategic, you can carefully curate the wedding of your dreams. There are lots of pieces to the puzzle, including a dress, flowers, venue, to the venue, and everything else in between. Continue reading Breaking Down the Budget of Your Wedding

Do you remember your childhood memories of Christmas? The feeling of waking up early in the morning and seeing presents under the Christmas tree was a feeling that will stick with you for the rest of your life. Where did all these presents come from? Santa Claus, of course!

The truth is, however, that those presents don’t just drop out of the sky! The holidays are the most expensive time of the year — you’re buying gifts left and right, spending more and more cash each day leading up to the holidays. That’s when things become more and more difficult for you, especially when you are low on cash.  Continue reading Cash for the Holidays

We all need a vacation from time to time. They’re relaxing, offer a break from our daily lives, but they can also come with numerous health benefits as well.

The fact is we don’t take them often enough, mostly because we think we can’t afford to take time off from work itself. In fact, nearly half of all Americans don’t use their time off, while 33% noted that they couldn’t afford to take a vacation. Continue reading The Benefits of Taking a Vacation 

The cost of living keeps going up. There is no doubt that life is expensive and only keeps getting more expensive throughout the years.

There are a set number of bills we are all responsible for each month. These include utility bills, rent/mortgage, as well as any other bills or debt that you may have. The challenge, however, is having additional financial issues arrive on top of your monthly responsibilities. These can be unforeseen or unexpected expenses, but they are usually a financial setback for many. Continue reading The Financing You Need

Can you imagine your life without your computer or your phone?

The digital age has made life so much easier. There were days when doing research involving visiting a library and doing hours of work until you found what you were looking for. The internet has changed everything, from how we find information, share information, and communication with friends, family, as well as the rest of the world. Continue reading Online Personal Loans in Minutes