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Financing Your Future Fiancée’s Engagement Ring

“I do.”

Those are the two words that lead to the start of a new life with the one you love. The first part of the process, however, is getting a ring!

The simple fact is that love is expensive – from dating to the engagement process to the wedding process to the married life. It’s why we work so hard, so we can provide for our loved ones.

The average cost of an engagement ring in 2013 was $5,598. The general rule of thumb is that you should spend three months’ salary on an engagement ring. That’s pricey however you look at the numbers, considering all the other finances you are probably handling.

There are jewelry stores that may offer financing, but one of the things that you may consider is using an online personal loan as a way of financing an engagement ring. The benefit of an online personal loan is that they provide a range, so you can register for the amount that matches your desire. They are also incredibly flexible in terms of how you can use them, which means you can use the additional funds for financing an engagement ring. The process is also made easy because it’s all handled electronically. So, you can register from home using a simple form that takes minutes.

In general, your goal is probably making your loved one as happy as possible and you want to make sure you provide as best as you can. In many cases, people might not want to spend all the money that they have saved up on a single purchase. That’s one of the reasons why an online personal loan can help. It’ll provide you with additional financing so you can plan accordingly with the rest of your finances. It’s like a helping hand, one that doesn’t require its own ring!

Please use personal loans responsibly. These loans shouldn’t be used for paying regular bills.


XO Group Inc: http://www.xogroupinc.com/press-releases-home/2014-press-releases/2014-03-27-real-weddings-study-average-cost-of-wedding.aspx

WhoWhatWear: http://www.whowhatwear.com/how-much-to-spend-on-engagement-ring

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