If you’ve never made a budget for your finances, you probably don’t quite know where your money is going. It’s important to know where you’re spending money, where you’re saving money, and how you can be more financially responsible.
The Simple Dollar breaks down a budget based on an average American’s annual salary. In other words, if an average person earns $63,784, where is their money going? This will help you understand where your money is going. (more…)
There’s nothing like a real college experience.
The life of a student for four years consists of parties in dorms, sleeping in class, and overpriced books that make you question everything around you. It’s a question students ask themselves every semester when they’re buying their books. Why do college books cost so much? (more…)
If you’re looking for a personal loan, you may have done your research. In doing some reading, you may have come across some keywords you didn’t quite understand.
What’s an “unsecured” personal loan? What’s a “secured” personal loan? What is the difference between them? (more…)
Did you know that the average person carries $4,717 of credit card debt?
We are all familiar with credit card debt and its vicious cycle. The number of household debt in the United States has jumped 15% faster than income over the past two decades. The stress that this creates for families is unparalleled. There is no burden like credit card debt, but the fact is everyone carries some of their own. (more…)
Do you plan on visiting a major city in the near future? We hope you have budgeted accordingly, because such a vacation could be expensive!
We’re breaking down the cost of a vacation and offering some suggestions on how you could finance your journey. (more…)
There is nothing more exciting than getting a car.
The process of looking and finding a car that you like can be exhilarating. It’s always fun doing the research, seeing what’s out there, and what your options are. There is, however, a significant amount of stress that comes with making a big purchase. If you are interested in getting a used car, for instance, you may be concerned with a number of things, such as how you will pay for your car. (more…)
If you’ve been religiously budgeting your monthly expenses, you’ve been doing the smart thing. It’s important to know how much income you have coming in and how much you are spending. In this sense, keeping a budget and knowing what your limits are makes you more efficient as a spender. If you believe, however, you are impervious to the unexpected expenses that come up in life, you should probably think again. (more…)
What day of the month is it? Do you have a bill due? Do you have a major financial commitment coming up? Can you afford it? What about the next one?
If these sort of questions have run through your mind recently, you may feel overly stressed. It’s no wonder why. We all have financial problems and financial difficulties. It’s all a matter of finding an appropriate solution for you and your needs. (more…)
The numbers never lie.
Did you know mobile is now more popular than desktop? It’s true!
In the United States, mobile has overtaken desktop and it’s no wonder why.
The phones in our hands is how we stay connected with the world. Yes, many of us are playing games on them, but when it’s time to connect with a business or do a quick search, we’re using the device that’s already in our hands, rather than sitting in front of a computer. (more…)
Do you own a home? Do you wish you could make some improvements? Do you plan on remodeling?
If you are planning on remodeling your home or undergoing a home improvement project, you may have already asked yourself how you would finance this work. If you haven’t, it’s important to start considering how you would afford such costs. There are numerous financing options, so it’s best to be aware of all the options you have. (more…)
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