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Short-Term Loans are small, short-term, no-collateral cash advances. They are usually under $1,000.
Short-Term Loans are backed by future income, which may be a future paycheck, dividend or any other type of regular income. They are often structured in such a way so that they will be paid off in one sum. In the case of a Short-Term Loan, you borrow a small amount for a short period of time. It’s called a Short-Term Loan because you usually borrow enough to get you through until the next payday. The term of a Short-Term Loan is usually thirty days or less.
If you find yourself using them as a way of paying for regular bills, you should consider credit counseling, debt-management aid or some other type of assistance. Please use Short-Term Loans responsibly.
Using Short-Term Loans
Short-Term Loans are meant for immediate expenses or emergencies. These types of loans are for unexpected expenses or when you need cash on hand in a short amount of time.
• Small amounts, usually under $1,000
• Due on following payday
• For immediate expenses, emergencies or when you need cash on hand